Greece Travel Insurance | 5 Best Sites to Search [in 2023]

Given the global events of recent years, a record number of visitors are opting to get travel insurance for Greece to add peace of mind in times of a global health crisis. In this guide, I’ll go over my 5 favorite sites for finding Greece travel insurance.

I’ve been a “professional traveler” for half a decade now, after leaving a job in corporate law to start this travel site. I’ve encountered more than a few hiccups along the way – from being robbed in Belize to getting trapped in Argentina when they closed their borders during the global outbreak of Covid-19. Although I’ve never had a problem in Greece, I still choose to get travel insurance.

To help you make your own decision, I put together this guide to travel insurance when you visit Greece. Here’s what we’ll cover:

Best Sites to Search | Requirements | Why Get Insurance | Safety | Tips | Methodology | FAQ

Disclaimers: We are not insurance brokers. This post is for informational purposes only and is not insurance advice. Links on this page are affiliate links. Using them supports this independent blog with a small commission. See our Advertising Policy for further explanation. Thank you!

5 Best Sites to Compare Travel Insurance for Greece

TravelInsurance.com (#1 Overall)

The TravelInsurance.com search site makes it easy to compare different travel or health insurance providers for Greece.

You can easily enter your trip details to pull up comparisons, and then securely purchase insurance directly through the site.

I found quotes from hundreds of companies for travel insurance to Greece. They also show customer reviews to the side to get an idea of how reputable each company is. The site can be a challenge to navigate, but for comparison shoppers it’s the best out there in my personal opinion.

Here’s a pro tip for using the site: take advantage of the nifty filters to narrow your search for the coverages you care more about. For example, they have filters for COVID-19 coverages or for finding Cancel for Any Reason (“CFAR”) coverage for Greece.

VisitorsCoverage (Comparison Site)

If you’re looking for the cheapest travel insurance for Greece, I find that VisitorsCoverage tends to come up with the most affordable quotes.

It’s also a travel insurance comparison site that lets you easily pull quotes from dozens of insurance company in one go. There are handy filters for things like COVID-19 coverages, CFAR insurance for Greece, and rental car coverages.

The main advantage of VisitorsCoverage over TravelInsurance.com, is that VisitorsCoverage lets you specify whether you want trip insurance or travel medical coverage. The latter is often cheaper, if you only care about medical coverages and don’t want trip interruption or cancellation insurance.

Genki (Digital Nomad Health Insurance)

I personally use Genki these days and have been a happy customer, but it’s not for everyone.

You see, Genki isn’t exactly a full travel insurance provider. It’s more like travel health insurance, specifically targeted to digital nomads and long term travelers. With more remote workers choosing to spend their summer working from Greece, it’s worth mentioning on this list of the best travel insurance for Greece.

Genki provides travel medical coverage on a subscription monthly basis. I like that you can choose your own doctor, the relatively low deductibles, and that it automatically renews each month.

In my opinion, Genki is the best travel insurance for remote workers on the market right now. It is what I personally for travel medical insurance.

However, it is important to understand Genki does not sell travel insurance for things like trip cancellation, trip interruption, or lost luggage. If you want full travel insurance, you’ll need to look elsewhere.

Aardy

This is a comparison site that works pretty similarly to the previous suggestion. Just answer a few questions here, provide your email, and in a few minutes Aardy will send over a number of different quotes.

I especially like that they are super transparent when it comes to covid-19 coverages. They clearly highlight what is covered with respect to the pandemic, which is helpful for quickly picking a policy and getting on with planning your trip.

Insure My Trip

Insure My Trip came to me through reader recommendations. Travelers over age 70 or with pre-existing medical conditions loved the support. Insure My Trip is an aggregator to help you compare prices and find Greece travel insurance coverage for pre-existing conditions or anything else.

They also have a program called “Anytime Advocates” where they assign a representative to advocate for their clients who are submitting a claim to the underlying insurer.

👉 Pro tip: Remember to read all terms and conditions and get familiar with whatever policy you eventually choose! Good research will ensure you have the best travel insurance for your needs.

Greece Travel Insurance Requirements

Travelers to Greece are not legally required to purchase travel insurance for travel to Greece. Despite not being a requirement for entry to Greece, it may nonetheless be advisable for many travelers. The U.S. Embassy in Greece, for example, warns American travelers that the U.S. government does not cover medical bills overseas and recommends that travelers “should purchase insurance before you travel.”

Why I Get Greece Travel Insurance

Whether or not you need travel insurance for Greece is a personal choice, but I have always chosen to cover my travels to Greece with trip insurance. That was true even before the pandemic, but it’s especially true these days.

You can use TravelInsurance.com to compare quotes from hundreds of sites (they’re both search engines that work pretty well). If you’re a senior citizen or have a pre-existing condition that otherwise makes getting a quote hard, I’d suggest checking out Insure My Trip as they tend to provide quotes where other insurers won’t.

Here’s why I chose to insure my travel to Greece:

Trip Cancellation Protection

• What It Is: Trip cancellation protection can kick in if your trip gets canceled due to an event covered by your insurance. When it applies, this coverage can help you get reimbursed for any non-refundable cost.

• Why It Matters: Whether it’s multiple annual trips or a single trip, travel is often out of our control. Personal or family illness, natural disasters, or hotel and flight issues can all affect your trip. Depending on the terms of your policy, travel insurance can help cover any cost or losses.

Emergency Medical Coverage

• What It Is: If you get hurt or sick while traveling, emergency medical coverage may help cover medical bills like hospitalization, x-rays, prescriptions, or outpatient care. 

• Why It Matters: Medical insurance is one of the main reasons I seek out travel insurance. Medical expenses can add up, so I like to cover the cost with insurance. And, as mentioned above, emergency medical coverage is specifically recommended by the U.S. Embassy in Greece.

Rental Car Protection

• What It Is: Greece, like almost every country, requires drivers to have some form of insurance coverage to get behind the wheel. Many travel insurance policies include these coverages, but be sure to check if yours does.

• Why It Matters: Greece is known for its gorgeous mountainous landscape, but that also means narrow roads and hairpin turns! Renting a car is an excellent way to get around, but obviously accidents and roadside issues can happen anywhere.

Emergency Medical Evacuation

• What It Is: Emergency medical evacuation coverage can help cover expenses for serious medical issues requiring evacuation. Depending upon the specific terms of the policy involved, it can help cover the cost of transportation to a hospital and cover the travel of family members or a dependent.

• Why It Matters: I hope to never have such a severe injury or illness that I would require an extended hospital stay or evacuation. But serious medical issues are possible, and I personally prefer to purchase insurance than risk racking up thousands in medical expenses for something that might have been covered.

Lost Luggage and Gear Theft Protection

• What It Is: Lost luggage protection is a part of travel insurance that may help you recoup your cost if someone steals any of your luggage or other gear. You’ll want to sift through your policy to make sure you are covered for everything you need, and double check the policy limits.

• Why It Matters: Unfortunately, every country has its pickpockets! I prefer to use travel insurance to cover my more valuable items like cell phone, laptop, camera, or expensive athletic gear.

Emergency Assistance 

• What It Is: Most travel insurance coverage will offer an emergency assistant line – where you can access help 24/7 by phone. This is important, because problems on the road rarely happen during the 9 am to 5 pm period in the United States.

• Why It Matters: When I’m in a tough spot on a trip, I appreciate having someone to call at any time.

Of course, travel insurance policies vary depending on what you need, and these are just a few of the benefits of travel insurance for Greece. Make sure you read through your policies thoroughly and understand your coverage based on the trip you’ve planned.

Travel Safety in Greece

Greece is one of the safest destinations for global tourism. However, it’s always wise to stay updated on travel advisories and advice on European and global trends before your trip. Before traveling to Greece, check for advisories from the US State Department and the UK FCDO.

Crime in Greece

Crime in Greece is relatively low, and the country is considered very safe for tourists. The most significant risk you’ll face is petty nonviolent crimes like pickpocketing, similar to the risks involved in travel to places like Spain and Ireland.

Follow these tips to avoid petty crime:

• 👜 Keep an eye on your belongings to avoid pickpockets, especially in crowded cities like Athens.
• 👉 If you’re concerned about pickpockets, consider a money belt or slash-proof bag.
• 💳 Keep your essential items like credit cards, ID, and passport separate. Keep a backup payment option separate as well.

Above all, don’t stress too much! Follow sensible precautions, keep your bags zipped, and enjoy Athens, the Greek Islands, or wherever you’re going.

Greece’s Healthcare System

Greece has an excellent standard of healthcare for its citizens, though it can vary on the islands. 

Like many European countries, Greece has a national healthcare system (ESY) free for Greek citizens. Citizens from EU countries can use a free European Health Insurance Card (EHIC) from a registered office. This card provides coverage for some medical expenses if you travel to Greece.

For anyone else without the EHIC, like citizens of the USA, travel insurance is your best option.

Health Insurance in Greece

National healthcare services cover Greek citizens. If you are thinking of moving to Greece, you can also choose an international private medical insurance (iPMI) option available in many countries.

Greece Travel Tips

• 🗺️ Where to Go: Athens, Thessaloniki, Mykonos, Milos, or many other Greek Islands. Santorini is also popular, though I personally think it’s massively overrated.
• 📆 Best Time to Visit: Greece’s weather is best during spring (April – June) and autumn (September – October) so you avoid the windy season. See my article on the best times to visit Europe for more info..
• 💶 Currency: Greece uses the Euro
• 🗨️ Language: Greek is the national language, but most Greeks speak English as well.

To learn more travel and holiday tips for visiting Greece, check out my comprehensive Greece Travel Guide.

Methodology

About Nate Hake: I’m a travel writer and former corporate lawyer originally from Colorado. I have been traveling the world my entire live, including more or less continuously since 2016. I have visited Greece, and purchased travel insurance for Croatia, several times.

Methodology: I have personally used and tested the sites mentioned. I have bought policies both for myself and for family members traveling to meet me. In assessing travel insurance for Greece or anywhere else, the factors I believe matter most are: transparency, overall user friendliness, and customer reviews from policyholders who have filed claims. These are the factors I used in ranking the sites on this guide. Of course, ultimately any ranking is subjective, and you’ll need to try the sites out for yourself to make your own judgments.

FAQs About Travel Insurance & Greece

Check out a few quick answers to travelers’ most burning questions about Greece travel insurance:

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We’ve covered everything you need to know about travel insurance in Greece and the Greek islands. Don’t forget to thoroughly read through the terms and conditions of any insurance policy and seek advice from a licensed broker if you have any questions or concerns.

Be sure to check out all my Greece travel guides as you plan your trip, and safe travels!

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